Legal
Terms of Service
Effective date: July 14, 2026
Agreement to terms
By accessing or using AnnuitySelector.com, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use the site.
Eligibility
You must be at least 18 years old and able to form a binding contract to use this site. By using AnnuitySelector, you represent that you meet these requirements.
About our service
AnnuitySelector is an independent comparison and education resource. We help visitors explore annuity providers and retirement income products by collecting basic information such as savings range and ZIP code. We do not sell insurance, act as a licensed agent, or provide investment, tax, or legal advice.
Not financial advice
All content on AnnuitySelector is for informational purposes only. Product details, rates, guarantees, and terms shown on the site come from the issuing insurance companies and are subject to change without notice. Before making any financial decision, you should review the official policy documents and speak with a licensed financial professional.
Your information and conduct
You agree to provide accurate information when using the site. You may not use the site for any unlawful purpose, interfere with its operation, or attempt to access data that is not yours. You may not scrape, copy, or systematically collect content from AnnuitySelector without our written permission.
Intellectual property
The content, design, graphics, logos, and software on AnnuitySelector are owned by us or our licensors and are protected by copyright, trademark, and other laws. You may view and use the site for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works without our written consent.
Third-party links and partner sites
The site contains links to annuity providers, financial resources, and other third-party sites. Those sites have their own terms, privacy policies, and practices. We are not responsible for the content, accuracy, or security of any third-party site. Your interactions with partners are governed by their agreements.
Disclaimers
AnnuitySelector is provided “as is” and “as available,” without warranties of any kind, either express or implied. We do not guarantee that the site will be uninterrupted, secure, error-free, or free from viruses or harmful components. Any reliance on information from the site is at your own risk.
Limitation of liability
To the fullest extent permitted by law, AnnuitySelector and its owners, affiliates, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits or data, arising out of or relating to your use of the site. Our total liability for any claim will not exceed the amount you paid us to use the site, which is zero.
Indemnification
You agree to indemnify and hold harmless AnnuitySelector and its owners, affiliates, and service providers from any claims, damages, losses, or expenses arising out of your use of the site, your violation of these terms, or your violation of any third-party rights.
Governing law and disputes
These terms are governed by the laws of the United States, without regard to conflict of law principles. Any dispute arising from these terms or your use of the site will be resolved in the United States. We encourage you to contact us first to resolve any issue informally.
Changes to these terms
We update these Terms of Service from time to time. Changes take effect when posted on this page with a new effective date. Your continued use of the site after changes are posted means you accept the updated terms.
Contact us
If you have questions about these Terms of Service, contact us at contact@annuityselector.com.