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Compare top annuity companies

Compare America’s top annuity companies in under 60 seconds.

  • Guaranteed income
  • Tax-deferred growth
  • Market protection
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The basics

What is an annuity, really?

An annuity is a contract with an insurance company. You contribute savings, and in return they pay you a stream of guaranteed income — either right away or starting on a date you choose.

Unlike investments tied to the daily market, the right annuity delivers predictable income you can count on for the rest of your life.

Annuities are a good fit if you:
  • Want guaranteed income you can't outlive
  • Are within 10 years of retirement, or are planning retirement
  • Want to protect savings from market downturns
  • Are looking for tax-deferred growth
  • Have already maxed your 401(k) or IRA
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Know your options

The four annuities most retirees compare

Every product has a different balance of growth, guarantees, and access to your money. Here's how the most popular categories stack up.

Fixed Annuity (MYGA)

A guaranteed interest rate for a set term — think of it as a CD, but tax-deferred and often at a higher yield.

Best for: capital preservation
Fixed Indexed Annuity

Growth linked to a market index (like the S&P 500) with a 0% floor. You participate in gains without downside risk.

Best for: growth with protection
Immediate Annuity (SPIA)

Turn a lump sum into a guaranteed monthly paycheck starting within 12 months — for life or a set period.

Best for: income today
Deferred Income Annuity

Buy income now, receive it later. A small premium today can create a large, predictable paycheck at 70, 75, or 80.

Best for: longevity insurance
How AnnuitySelector works

From savings to guaranteed income in three steps

01
Tell us your savings & ZIP

Two quick questions — no name, no phone number required to see the comparison chart.

02
See options available in your area

We surface top annuity options licensed in your state, side-by-side.

03
Choose the annuity company that fits you best

Select a provider and go directly to their website to get options, a quote, or a personalized estimate.

FAQ

Frequently asked questions

Everything retirees ask before choosing a plan.

An annuity is a contract between you and an insurance company. You contribute a lump sum or series of payments, and in return the insurer guarantees a stream of income — either immediately or beginning on a future date you choose. Annuities are designed to protect against outliving your savings.

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